Insurance Works
Reinstatement cost assessments, damage inspections and claims support.
Independent RICS surveyors preparing accurate sums insured and supporting policyholders through damage claims — residential, commercial and mixed-use across South Wales.
Who it's for
- Homeowners and landlords needing accurate sums insured
- Managing agents reviewing block insurance
- Policyholders following fire, flood or impact damage
- Loss adjusters and insurers seeking independent input
What's included
- Reinstatement Cost Assessments (RCA) prepared to RICS guidance
- Damage inspections with photographic evidence
- Reinstatement specifications and schedules of work
- Contract administration and progress monitoring where required
A note from the practice
Under-insurance remains one of the most common — and expensive — errors we see. A current RCA protects owners from the average clause, and gives lenders and insurers the confidence that the declared sum reflects the true rebuild cost.